Dr. Ernest H. McDowell D.M.D.
Orthodontist
He is located at 1433 Court Street in Clearwater, FL 33756. Can help patients with the following: Bleeding Gums, Dentin Hypersensitivity, Dentures, Invisalign, Stained Teeth, Teeth Grinding. His National Provider Identifier (NPI) number is 1275682023. Appointment can be made via the phone number (727) 442-6098. He is affiliated with 1 practices.
Conditions treated
Dr. Ernest H. Mcdowell, being an orthodontist, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Ernest H. McDowell.
- Abscessed Tooth
- Bleeding Gums
- Braces
- Cavity
- Cosmetic Dentistry
- Dental Bridges
- Dental Crowns and Caps
- Dental Emergency
- Dental Exam and Cleaning
- Dental Fillings and Repairs
- Dental Implants
- Dental Malocclusion
- Dentin Hypersensitivity
- Dentures
- Gum Disease / Gingivitis
- Invisalign
- Laser
- Lingual Braces
- Loose Tooth
- Oral Cancer Examination
- Orthodontic Retainer
- Palatal Expansion
- Pericoronitis
- Smile Makeover
- Stained Teeth
- Teeth Grinding
- Teeth Whitening
- Temporomandibular Joint Syndrome (TMJ)
- Tooth Extraction
- Toothache
- Traumatic Dental Injury
- Veneers
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Ernest H. McDowell as in-network for the following 2026 plans.
Health plans
Oscar Health Maintenance Organization of Florida
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 26 plans from Oscar Health Maintenance Organization of Florida
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Bronze Classic 4700 | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic 4700 | with AdventHealth | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic Standard (2 plan variants) | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Classic Standard | with AdventHealth | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Elite + PCP Saver Plus | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Elite + PCP Saver Plus | with AdventHealth | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits (2 plan variants) | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Chronic Care CKM (2 plan variants) | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Diabetes (2 plan variants) | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Gold Classic Standard (2 plan variants) | HMO · Gold | Preferred | Accepting new patients |
| Gold Classic Standard | with AdventHealth | HMO · Gold | Preferred | Accepting new patients |
| Gold Elite Saver Plus | with AdventHealth | HMO · Gold | Preferred | Accepting new patients |
| Gold Simple | HMO · Gold | Preferred | Accepting new patients |
| Gold Simple | with AdventHealth | HMO · Gold | Preferred | Accepting new patients |
| Silver Classic Standard (2 plan variants) | HMO · Silver | Preferred | Accepting new patients |
| Silver Classic Standard | with AdventHealth | HMO · Silver | Preferred | Accepting new patients |
| Silver Elite | HMO · Silver | Preferred | Accepting new patients |
| Silver Elite | with AdventHealth | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Breathe Easy with Enhanced COPD Benefits (2 plan variants) | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Chronic Care CKM | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Chronic Care CKM | with AdventHealth | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes | with AdventHealth | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver | with AdventHealth | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Women's Health with Menopause Benefits (2 plan variants) | HMO · Silver | Preferred | Accepting new patients |
Dental plans
BEST Life
Network data as of Sep 8, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| BEST Life Essential Basic Dental Plan | PPO · Low | In Network | Accepting new patients |
| BEST Life Essential Value Dental Plan | PPO · Low | In Network | Accepting new patients |
| BEST Life Preferred Dental | PPO · High | In Network | Accepting new patients |
| BEST Life Superior Dental | PPO · High | In Network | Accepting new patients |
Cigna Healthcare
Network data as of Sep 15, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Cigna Dental Family + Pediatric | PPO · Low | Preferred | Accepting new patients |
| Cigna Dental Pediatric | PPO · Low | Preferred | Accepting new patients |
Delta Dental
Network data as of Sep 12, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Delta Dental PPO Basic Plan for Families | PPO · Low | Delta Dental PPO | Accepting new patients |
| Delta Dental PPO Preferred Plan for Families | PPO · High | Delta Dental PPO | Accepting new patients |
| Delta Dental PPO Preventive Plan for Families | PPO · Low | Delta Dental PPO | Accepting new patients |
Humana
Network data as of Sep 13, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Humana Dental Smart Choice - High | PPO · High | Preferred | Accepting new patients |
| Humana Dental Smart Choice - Lite | PPO · Low | Preferred | Accepting new patients |
| Humana Dental Smart Choice - Low | PPO · Low | Preferred | Accepting new patients |
Renaissance Dental
Network data as of Sep 16, 2026, as reported by the insurer.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Florida Preferred Plan | PPO · Low | Preferred | Accepting new patients |
| Florida Preferred Plan (Pediatric Only) | PPO · Low | Preferred | Accepting new patients |
| Florida Preferred Plus Plan | PPO · High | Preferred | Accepting new patients |
| Florida Preferred Plus Plan (Pediatric Only) | PPO · High | Preferred | Accepting new patients |
| Florida Wellness Essentials Plan | PPO · Low | Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Ernest H. McDowell is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Payments received
Drug payment
| Align Technology | $606 |
| Ortho Organizers | $187 |
| Philips Electronics North America | $98 |
Other
| Food and Beverage | $930 |
| Other | $10 |
Additional Specialities
- Dentist
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Questions & Answers
What conditions does Dr. Ernest H. Mcdowell treat?
Dr. Ernest H. Mcdowell provides treatment for Bleeding Gums, Dentin Hypersensitivity, Dentures, Invisalign, Stained Teeth, Teeth Grinding. For the full list see this list.
Where can you meet with Dr. Ernest H. Mcdowell?
Dr. Ernest H. Mcdowell's office is located at 1433 Court Street in Clearwater, FL 33756.
Does Dr. Ernest H. Mcdowell have affiliation with practices?
Dr. Ernest H. Mcdowell is affiliated with Florida Orthodontic Associates.
Does Dr. Ernest H. Mcdowell accept insurance?
Dr. Ernest H. Mcdowell is listed in-network for 43 ACA Marketplace (Obamacare/HealthCare.gov) plans from Oscar Health Maintenance Organization of Florida, BEST Life, Cigna Healthcare, Delta Dental, Humana, Renaissance Dental. See the Marketplace plans section for details.